Affordable Infinity Health Insurance Care Company
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by: EliasMaseko
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Americans are finding the cost of health insurance increasing, so that the need for affordable health care is on the rise. Companies are using rising premiums and tighter financial budgets to reduce the level of health care available to their employees. It wasn't that long ago that I had a fantastic health plan but all that has changed. Last fall, out of the blue, we were informed that our health care provider was going to be switched to a cheaper alternative.
To make the system fair to everyone, the health care provider would need to change. I am told that the new insurance package is still very good and I'm lucky to have it. I don't mind other workers benefiting but it costs me more now, almost twice as much more to have my family covered in the plan. This means, that for my company to provide a health plan to all of the employees, it is no longer affordable for us.
My health care may still be very good despite the fact that the old company was much better than this new one. An affordable health care provider may have been the excuse for the change but the only result some of us have seen is higher out of pocket expenses and co-pays, not to mention reduced paychecks.
It makes more sense when you realize just how good the old policy was because I didn't pay cent when I stayed in hospital 2 years ago giving birth to my daughter. Compare this to the new health care plan and I would be out of pocket by over 4,000 dollars.
But, this doesn't include the additional amounts taken out of my paycheck, only the hospital costs. We are now seeing an increasing number of companies creating affordable health care plans. Those less fortunate can now get free health care more readily and workers without health care are able to join special schemes. I applaud the set up of these programs but not enough is done to stop those that wish to take advantage and ruin it for others.
For many people desperately trying to improve their situation these affordable health care plans are a life-line but to others they are just an easy option. Taxpayers, such as me, are contributing to the vast number of programs currently available. My employer definitely found advantages in finding a lower cost health plan provider for their employees! However, their money saving technique wasn't good news to employees because suddenly we were making up for their cost cutting endeavor - by seeing less money in our paychecks. Something needs to be done in this country to offset rising costs and provide more affordable health care to those who are in need.
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