Mexican Insurance - Travelers Lifesaver!
View PDF | Print View
by: LindenGray
Total views: 1
Word Count: 728
For an American visitor, a car accident in Mexico is a great deal more serious than the same type of accident would be at home according to Mr. Kitto. In his personal account of having a car accident and spending a week dealing with Mexican Authorities, Kitto hopes to alert all Americans planning to drive in Mexico of the need to be fully prepared.
After reading the story about his encounter, you will understand why he puts Mexican car insurance at the top of his list of essentials. He was driving a friend's truck at the time of his accident near San Vincente, Mexico. Bill Kitto had driven in Mexico before, so he was not a first time driver there.
Bill is a very cautious driver and, since the road conditions were getting very bad because of a rain storm that was moving in, he was at the wheel. This meant he was dependent on the coverage of his friend's Mexican insurance being adequate.
Bill and his friend were traveling at a cautious 30 MPH hour when they rounded a corner to find a Mexican military hurtling towards them partly on their side of the road. Unable to avoid the crash, the two vehicles impacted head-on left, sending the personnel scattered down an embankment and Bill and his friend into the cliff wall on the opposite side.
Within minutes, the Mexican police arrive and one speeds an injured Bill away to a location unknown to him or his companion who is left standing roadside. In Mexico, there is no 'innocent until proven guilty' - exactly the opposite.
Bill finds himself in a Mexican detention cell without any contact and without any knowledge of his fate, in part because at this point he has no way of knowing whether his friend even carried Mexican auto insurance.
Hours later, guards return to take him back to the accident scene where he is at least able to reunite with his friend and his friend's Mexican car insurance policy. In the U.S., this might mean problem solved, but in Mexico, there is much more to go through.
Bill's complete story is long and involved-and not a little discomforting. Bill spends a week alone in a Mexican hospital trying his hardest to stay injured enough to avoid the inside of a Mexican jail; he's at the mercy of the local government, questionable legal representatives, and muddled technology that makes what amounts to paying his way out an act in futility.
Much of the time, Bill was not sure if he could get free of this mess or if he would be able to afford the 'fines' to get out. Eventually, Bill was able to regain his liberty but it cost him in excess of $28,000 US. Fortunately for Bill, he was able to get the money to buy his freedom. This is not the case, though, for many Americans. They just don't have access to that much money.
Because of the mountains of red tape and the corrupt officials he dealt with, Bill is not sure if he will ever see any of his money back. Using the lessons he learned from his experience, Bill works to educate Americans planning to travel in Mexico.
Be sure to have a cell phone or satellite phone on you at all times and learn the dialing codes in Mexico.
Keep in contact with family at home who can send money quickly when needed and keep close contact with your Mexican Insurance company since you may not be able to reach them yourself.
And most important -
BE CERTAIN YOU HAVE GOOD COVERAGE MEXICO CAR INSURANCE- It needs to cover ALL personal injury and property damage that you are deemed to have caused.
Make sure the Mexican car insurance is from a reputable company.
Always carry proof of Mexican Insurance in your car, which is easy to reach whenever needed! (Also if you are separated from your car, don't forget to carry your Mexico car insurance ID cards)
Bill Kitto's long and trying ordeal proved one thing to him-money makes the Mexican world go round. Down there, they care little about where that money comes from, but whether you can pay the tab or not is what determines your innocence and ultimate freedom.
Most people can only dream of having $30,000 plus readily available to them, so it is best to have very good Mexican car insurance to and adequate limits protect yourself.
About the Author
Linden Gray is an international insurance veteran with 29 years of retail & direct insurance experience. Mr. Gray has been featured in numerous publications including RV Magazine, PE.com, Google & Yahoo News, Digg & Buzzle. Visit his website here: Mexican Car Insurance or visit Mexican Insurance
HTML For Publishers
Please note: This article is free to reprint but all links must remain active.
Rating: Not yet rated
