The Characteristics of a Good Real Estate Agent
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by: Lee Gerchow1
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Things to consider when purchasing a house
The decision to purchase a house is perhaps the most important choice one will make in their lifetime. Making the wrong choice will land you with thirty years of mortgage payments that would have been better off leveled to the ground and rebuilt. You could be swimming in a lifetime of home improvements and repairs rather than enjoying your own piece of property!
Things to consider:
First and foremost, you really need to consider your credit. Be conscious of your credit rating and be totally aware of what's on it. In a world riddled with identity theft and scams, you don't want to apply for a mortgage and find out that your credit report is loaded bogus charges. Obtaining a copy of your credit report is fairly easy. There are several sites online that can provide you with one for a minimal charge. If your credit score is not perfect, take the time to pay off outstanding charges or any negative charges against you.
Be sure to have a good size down payment. The more you have to put down, the less you’ll have to pay each month.
Take your time. Buying a house is a huge decision. You will after all be paying a mortgage on it for the next thirty years or so. Plan out what exactly you are looking for. If you find a potential home be sure to research schools in the area if you have or plan for children. Learn all you can about the community such as crime rate and safety. Scout out the neighborhood the home is in.
When you are ready to see a home, dealing with a real estate agent can be a little overwhelming. The bottom line is they don't get paid unless you buy a house. Be firm with what you are looking for, and do not let yourself get swayed into something you will regret later on. Ask a lot of questions. The more you ask, the more you’ll know which will leave for fewer surprises in the future.
A pretty house on the outside can be a sour lemon on the inside. Don’t be deceived by home that appears to be immaculate. Fresh paint, hardwood floors, and new remodeling are often used as a selling point to cover up an inside problem. Ask about the foundation, and wiring, and other important issues you cannot see. Bringing in a building inspector is a very smart move and can save you future headaches.
Finally, don't be afraid to ask for what you want. If you find the perfect home, and it happens to be slightly more expensive than you anticipated, make the offer anyway. Chances are if the sellers really want to unload the home, they will accept a reasonable offer.
To make your job easier, there are a lot of real estate agents available who would love to assist you in buying a home in Bellevue WA. For instance, if you log into http://bellevue-real-estate.com/, you will get all the information about Bellevue real estate market. Furthermore they will guide you through in buying your dream home. They are the best in the business. Their efficiency and hospitality will please you for sure.
Have fun! A new home is a very exciting milestone. Once you move in, host a house warming party so friends and family can share in the joy of your new purchase. After all, there is nothing like family, friends, and good food to really make you feel at home.
About the Author
Lee Gerchow is author of this article on Bellevue Real Estate. Find more information about Bellevue here.
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